Small Hospitals Program
Critical Access, Rural/Community & Specialized Hospitals
A.M. Best rated "A" or better carrier.
Facilities with nursing home beds in conjunction with hospital beds
Limits available up to $1M per occurrence and $3M aggregate
Excess or umbrella up to $10M
Claims defense in addition to limits shown on declarations page
Professional liability written on a claims-made form
General liability written on a claims-made form
Professional employees including physicians
Claim trigger is a reported incident
Extended reporting period for 12, 24, or 36 months
Prior acts coverage available
Employee benefits liability included
Minimum of a $1,500 deductible
Coverage available in all states except AK, CT, ME, NH, NY, and RI
Forms & Applications
Click on the appropriate application to open.
Healthcare Professional Liability and General Liability Application for Hospitals
Hospital Loss Advice Form.pdf
Claims Procedure