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A death benefit is the amount paid to your beneficiary if you die while your life insurance plan is in effect.A living benefit is the amount paid to you when you meet certain conditions. For example, you can receive part of your CoverMe Life Insurance death benefit while you are alive if you are diagnosed with a terminal illness with less than 12 months to live.

CoverMe ® Term life insurance: choose the cost-effective coverage you need. Whether you’re looking for your first life insurance policy after getting married, buying a home or starting a family, or you have some life insurance but would like a top-up, CoverMe ® Term Life Insurance provides cost-effective protection. You pay only for the coverage you need.